D' Finance Bench

The Right Place To Sit At For Financial Advises

How to Save Money and Avoid Temptations

Saving money and financial management is very crucial in one’s life. Money is very important in order to survive in this world but only a few people know how to manage their household budget properly. Many people have a hard time saving money even if it is for their own good.

Most of the time, you may be motivated to save money but there are times when temptations come your way and before you know it, you have already spent the amount that was supposed to be added to your savings account. Here are some helpful tips on how you can avoid temptations and be able to save money: Continue reading

September 23, 2012 Posted by | Budgeting, Money Management, Savings | , , , , , , , , | 5 Comments

Credit Repair Tips

In some cases, bad credit is a result of irresponsible money management. But it often occurs because of unexpected financial hardship. One day you might have all of your bills current, and the next you could become disabled or lose your job. And if you fall behind on your debts, it will wreak havoc on your credit rating.

Credit repair agencies claim that they can remove bad entries from your credit report. But did you know that you can often have them removed yourself at a much lower cost? There are two methods by which you may be able to get negative entries removed from your report.

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September 23, 2012 Posted by | Credit Repair | , , , , , , | Leave a comment

Credit Score and It’s Affect To Your Financial Life

A Credit Score Is…

A set of three digit number on which serves as the average of your credit grades  shown on your credit report. The grade is evaluated by financing institutions based on your re-payment mannerism. If you pay good then you’ll have good score.  The higher the score, the better. The score usually ranges from 350-800. Continue reading

August 30, 2012 Posted by | Credit Score | , , , , , , , , | Leave a comment